What We Do

At Saint Financial Planning, we’re here to help you go from financial frustration to success by tackling the challenges that hold you back.

The Three Main Challenges We Solve:

1. Information Overload: Feeling overwhelmed by too much information and too many options? We simplify the noise and help you focus on what works best for you.

2. Finding Balance: Struggling to get ahead financially while enjoying the lifestyle you want today? We help you achieve that balance without unnecessary sacrifices.

3. Confidence in the Future: Worried about whether you’ll have enough to fund your goals and dreams? We create clear, actionable strategies to give you the peace of mind you deserve.

Saint Financial Planning was created to solve these problems. If this sounds like you, let’s work together to help you live your best life.

Our Approach to Financial Planning: Designed Around You

Creating a money plan is one thing, but building one that truly works for you—that’s where the magic happens. Our process is designed to put you in control, giving you the confidence to make the best financial choices for your life while ensuring you get real, measurable results.

Here’s how it works:

1. Discover & Clarify: We start by getting to know you—your goals, dreams, and what’s most important to you. This step ensures the plan we create is tailored specifically to your needs.

2. Educate: Once we understand your goals, we’ll show you what’s possible. You’ll receive a clear outline of the recommended strategies and any associated costs, so you know exactly what to expect before making any commitments.

   • No Risk to You: I cover the cost of this stage because I believe you deserve to see the value of the advice before deciding to move forward.

If at any point you feel we’re not the right fit, that’s absolutely fine. You’ll walk away with a clearer understanding of your financial situation and practical insights into what you need to focus on to improve it.

However, if you’re confident that we’re the right team to help you achieve your goals, we’ll move to the next steps:

1. Plan: We’ll create a detailed, personalised financial plan designed to help you achieve the outcomes you’re aiming for.

2. Implement: Once you’re completely happy with the plan, we take care of implementing the recommendations for you—including as much of the paperwork as possible.

Our goal is to make the process simple, empowering, and effective, so you can focus on living your best life while we help you create the future you’ve always wanted.

What We’re Not

We’re Not a Bank or Big Institution
Unlike banks or large institutions, we’re privately owned, which means we’re free from outside pressure or hidden agendas. Our only priority is helping you achieve your goals.

We’re Not Here to Add to the Confusion
We understand that money can feel overwhelming. That’s why we focus on educating you throughout the process. By explaining the why behind every recommendation, we empower you to make smarter decisions with confidence.

We’re Not Selling a “Get Rich Quick” Scheme
Building real wealth takes time, but it doesn’t have to be hard. There’s no magic bullet, but with a solid plan and the right guidance, we’ll help you make consistent progress toward your goals—without unnecessary stress.

Our Commitment to You

Every person we work with is unique, and your plan will reflect that. We’ll take the time to understand your goals, your lifestyle, and your priorities to ensure everything we do is aligned with you.

Our Services

Strategy: Your Path to Financial Freedom

For too long, financial planning has focused on selling products instead of creating meaningful strategies. At Saint Financial Planning, we do things differently.

Our approach is simple:

• We help you find the perfect balance between getting ahead financially and living the lifestyle you want today.

• Together, we’ll create a clear, actionable plan that takes you from where you are now to where you want to be.

• We stay with you every step of the way, ensuring your plan evolves as your goals do.

We’re proud to be results-driven, putting outcomes—not just a plan—at the heart of everything we do. It’s why we’re known for being one of the most hands-on financial advice businesses in Australia.

Investment: Building Wealth, Your Way

A successful investment strategy starts with clarity. We work with you to:

1. Define what you want from your investments.

2. Develop a simple, achievable plan tailored to your goals.

3. Implement a strategy that builds your wealth consistently while minimising risks and setbacks.

With us, your investments are always aligned with your life goals.

Retirement Planning: Confidence for the Future

Retirement should be a time to enjoy life, not stress about money. Our process helps you:

• Understand how much you’ll need to live the life you want.

• Create a clear plan to ensure your savings last throughout retirement.

• Gain the reassurance and confidence to retire when you’re ready.

Superannuation: Unlock Your Wealth Potential

Most Australians have superannuation, but few maximise its potential. That’s where we come in.
We can help with:

• Consolidating multiple super accounts.

• Making contributions to take advantage of tax concessions.

• Funding insurance through your super.

• Setting up a super pension to create a retirement income stream.

Your super could make a huge difference to your wealth—let’s make sure it does.

Financial Project Management: Bringing It All Together

We collaborate with your accountants, lawyers, mortgage brokers, and other professionals to ensure everyone is aligned with your goals.

• We identify gaps or opportunities in your financial strategy.

• If needed, we can introduce you to trusted experts in our network.

• With everything under one coordinated plan, you can feel confident that nothing is overlooked.

Tax: Keeping More of What You Earn

In Australia, we pay a lot of tax—but with proper planning, you can reduce your tax bill legally and effectively.

• We integrate tax efficiency into every part of your financial strategy, helping you save and grow your wealth faster.

• Our team simplifies the complexities of tax rules and empowers you to make smart, informed decisions.

• We also provide systems and support to make tax reporting easier while working seamlessly with your accountant.

Capital Preservation: Protect What Matters Most

For funds you depend on, taking a cautious approach is key. We help:

• Secure your money with low-risk investment strategies tailored to your needs.

• Walk you through every decision to ensure you’re confident and informed.

Your financial security is our priority.

Personal Risk Insurance: Planning for Life’s Curveballs

A strong financial plan includes protection against the unexpected.

• We assess your financial situation and create a personalised risk management strategy.

• Our plans ensure you and your family are covered in case of unforeseen circumstances, giving you peace of mind.

Let’s Get Started

Whatever your financial goals, we’re here to simplify the process, empower you to take action, and help you live the life you deserve.